First Heritage Federal Credit Union

Homebuyer Dream Program®

First Heritage wants to help you get the home of your dreams! You may be eligible to receive up to a $15,000 grant for your first home!

\\\\

Home Loans for Every Stage of Your Life

Get 0% APR* introductory rate for 6 Months with a Home Equity Line of Credit!
 
*APR = Annual Percentage Rate

Meet Our Mortgage Team

Our team of experts are here to help make your home buying dreams a reality!
 

Roth IRA Seminar

Join us at our Corporate Headquarters on Tuesday, March 25th to learn the basics and benefits of a Roth IRA!
 

Thank you for voting us the Best of the Twin Tiers for four years in a row. We're honored to serve our community!
Hear from our members.

Rates that are worth showcasing

*Annual Percentage Rate
**Annual Percentage Yield

debit/credit cards icon illustration

VISA BALANCE TRANSFER

1.99%

12 month introductory APR*

online banking icon illustration

apex cash

3.00%

APY**

stack of money icon illustration

apex cash back

 3.00%

CASHBACK

coin icon illustration

18 MONTH CERTIFICATE

 

4.00%

APY**


home buying seminar

Join us on Thursday, April 3rd at the Ill Eagle Taphouse for our Home Buying Seminar! Spend the evening with home industry experts to learn the ins and outs of purchasing a home.
 

FREE MOVIE DAY

First Heritage SCORE Youth Member and family are invited to join us for a free showing of A Minecraft Movie at Regal Cinemas at the Arnot Mall in Horseheads!
 

Shred Days Are Back

Join us for our upcoming shred days, your chance to declutter and safely destroy your documents with sensitive information.
 



















Hear it straight from our members.

Real Members. Real Stories.

Happy chat bubbles icon illustration

Robert

"Everything from start to finish was amazing! I will never deal with anyone else for my banking needs.."
star icon illustration

Ernest

"The location of the branch is perfect. The employees are amazing, kind, professional and so polite!"
ribbon icon illustration

Lorraine

"Everyone at First Heritage treats me as a person not just a number. You feel like a family member!"









Dollars and Sen$e: our financial blog just for you.

For financial education articles on topics such as retirement, saving for your child's education and much more.

Thank you for your submission!

We will be in touch with you soon.

Still looking around?

Here's a few suggestions from our team!

chat bubble icon illustration
Call or message us.
We’re here to help!

star icon illustration
Life is better with a
FHFCU membership!

building icon illustration
Stop by and
say hello.

online banking icon illustration
Make a loan payment with your debit or credit card.

calendar icon illustration
Come in and
meet with us.

Community keeps us going.